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MOST PEOPLE ARE CONFUSED BY THE LENDING INDUSTRY, INCLUDING PROFESSIONALS | THAT'S WHY I AUTHORED...

THE NORMAL PEOPLE'S GUIDE TO HOME FINANCING

Your Not An "Idiot" or "Dummy" If you Don't Understand The Home Mortgage Process. You are just normal!

LENDING RESOURCE

CORP.

Most people are confused by the lending industry, including professionals... The goal of this website is to demystify lending and empower you with the knowledge and tools you need to gain loan approval for the home loan you want, at a rate you can comfortably afford.

Beautiful Private House in the Suburb

WELCOME

Distinguish legitimate fees from "junk fees". Protect yourself from becoming the unwitting victim of a "bait-and-switch" scam. Determine a mortgage payment that will allow you to sleep peacefully at night knowing you can afford your home, now and in the future. Easily determine the worst- and best-case scenarios if you choose an adjustable rate mortgage .Honestly compare loans offered to you by knowing how to cut through the games some lenders play with the APR figure. And more..

LOAN  EXPERT

When your goal is to buy a home and you need a loan, nothing beats an experienced loan officer who understands the quirks of each bank, and lending. Having been in this industry for many years, Holly understands lending pitfalls and how to avoid them. Her top priority is to ensure her clients can comfortably afford the loan they are seeking. Then, she prepares them well, so that they gain loan approval. She has a reputation for getting loans approved after banks and other brokers were unable to approve the loan.

RATE SHOPPING TIPS FOR SUCCESS

Shopping for a low mortgage rate is different from shopping for anything else. Mortgage rates change often, sometimes within the same day. A rate quoted in the morning may not be valid by the afternoon. These tips will help you learn what to do to make sure you are getting the best loan you can at a low rate.

TOOLS AND TIPS

Safely navigating the mortgage world can be difficult even for experienced borrowers. The articles, tools and tips we offer help you ensure you get the best loan you can afford; and protect you from the seedy side of the mortgage industry. The calculators will help you determine if you can qualify for the loan you want and prepare for loan approval when you prepare your taxes. Rate Shopping Tips help you determine if rates quotes are honest, and if a bank or broker is best for your situation. Lending Terms Defined is a dictionary for commonly used loan terms.

Expert Advice
Rate Shopping

LATEST POSTS

Insider Secrets for Self-Employed People

INSIDER SECRETS FOR
SELF-EMPLOYED PEOPLE

It seems the more successful you are as a self-employed person, the more difficult it is to get a home loan. Why is that? More importantly, what can you do about it? These articles take the guesswork out of preparing for a home loan and offer solutions for self-employed people.

DIVORCE
SUPPORT

Did you know that if you are legally separated when you apply for a home loan, most lenders will not approve the loan until you have a final divorce decree? These articles help you navigate the lending process when you are planning a divorce, are already divorced, or in the middle of the divorce process.

INSIDER SECRETS
FOR ALL PEOPLE

What can you do to improve and maintain your FICO score? When you sign loan docs, which of the over 100 pages are important to read and understand, and which are boiler plate? When you are buying your first home or moving up, how can you be sure you get a payment that allows you to sleep at night knowing it is affordable? These articles answer these questions and more.

WHAT MAKES MAMA BEAR GROWL?

Holly is a residential mortgage broker and banker with a passion for helping people buy their home, or keep their current home, with a mortgage payment they can comfortably afford. She helps her clients safely navigate the mine field of lending.

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THE NORMAL PEOPLE'S GUIDE TO HOME FINANCING

Offers you the support you need to get the home loan that is right for you. I empower you with an understanding of the home loan process to help make sure you get a loan that is right for you. The first chapter is a summary of the book’s contents.

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