Inside Secrets self-employed

Help! I am self-employed and the bank declined my loan. What do I do?

Insider Secrets – Solutions for Self-employed people applying for a home loan

This series of articles will teach you enough about what underwriters do with self-employed borrowers so that you can prepare for loan...

Why people in the Entertainment industry often have trouble getting home loans, and what you can do

I have a friend who is a mortgage broker. She had a client who is a very successful character actor, and had many W-2’s and some 1099’s....

Why many lenders decline loans if you own an S-Corp or Partnership, (Here is what you need to know t

S-Corps. And Partnerships Many people think that lenders use their taxable income to qualify them for a home loan. If you own 25% or more...

C-Corps. – The good, the bad and the ugly when you apply for a home loan

If you own less than 100% of your business, filing your taxes as a C-Corp. rather than electing an S-Corp. may hurt your ability to get a...

Sole Proprietor – Tips to help you if you file your income on Schedule C of your 1040

The purpose of this article is to help Sole proprietors understand how their deduction choices will affect the income calculation lenders...

How deducting Meals expenses can hurt your home loan, and what to do about it

Did you know that when you write off meals expense you can only write off half of the actual expense, but lenders deduct the full...

Tips to help you get a loan using bank statements to verify income