Holly GustlinMar 12, 20193 minIs it true that I need 20% down to buy a home?Absolutely false! There are many programs that will help you buy a home with less than 20% down. There are two ways to buy a home with...
Holly GustlinMar 5, 20192 minIf the bank declines your loan, here are some options that may help youIf the bank declined your loan for one of these reasons, there is hope! A 2-year average of the income reported on your tax returns does...
Holly GustlinFeb 10, 20192 minHow Points Work – to pay or not to pay, that is the questionWhat is a “Point” in lending? What does it mean when the bank suggests you “buy down the rate”, and does it make sense to do that? If you...
Holly GustlinFeb 8, 20192 minHow investment property deductions can kill your loan approval, and what to do about itBefore the liquidity crisis that began in 2007, if investment properties showed a loss on your taxes, lenders deducted that amount from...