WHO IS HOLLY?
WHAT MAKES MAMA BEAR GROWL?
I am a residential mortgage broker and banker with a passion for helping people buy their homes, or keep their current homes, with a mortgage payment they can comfortably afford.
I have been a loan officer in the residential mortgage industry for over 20 years, earned a Bachelor of Science degree in Business Management, a California Real Estate Broker’s license, and a Lender’s License, and am a Certified Mortgage Planning Specialist.
My resources are a large mortgage bank and two mortgage brokerage companies. My corporation is approved to place loans by Rocket Mortgage and others. I designed my business this way so that I can find the best loan and rate for you among all available lenders.
I love helping first-time homebuyers navigate the often confusing loan business. Self-employed people often have difficulty qualifying for the home loan they can comfortably afford. I specialize in helping them prepare well and gain loan approval which is how I earned a reputation for gaining loan approval when others have failed, sometimes with the same bank that declined the loan.
My passion is protecting people, which is why I wrote a consumer protection book designed to help borrowers navigate the mortgage process, and ensure they are treated fairly and get a loan that they can afford. It is "The Normal People’s Guide to Home Financing". I chose that title because if you don’t understand the nuances of the mortgage industry, you are not an “idiot” or a “dummy”, you are normal.
Lending is complicated. I help dispel the mystery, so you can get the home loan that is best for you.
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Use the email form below for questions. I will respond to your request as soon as I can. I do look forward to your emails