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Mama Bear

Choosing the right loan officer is crucial when it comes to your real estate financing needs. With my decades of experience in the mortgage business, I have come to realize that no single company can provide everything necessary to serve my clients to the best of my abilities.


As a licensed broker in California, I have the unique advantage of affiliating with multiple companies simultaneously. Currently, my corporation is proudly associated with two prominent brokerage firms, Nationwide Loans and C2 Financial, as well as a reputable mortgage bank, GMCC. Additionally, I am directly approved with Rocket Mortgage and several other esteemed lenders. What does this mean for you? It means I have the ability to access any lender you may need to support your specific requirements in securing your dream home.

Holly's Headshot

My primary objective is not to "sell you" a loan, but rather to assist you in identifying the home loan that best suits your needs. I have earned the nickname "mama bear" due to my unwavering dedication to caring for my clients as if they were my own cubs. You can trust that I will provide you with advice that benefits you, whether I handle your loan personally or refer you to another trusted professional.


Obtaining a home loan is akin to presenting your case before a judge in court, with the underwriter serving as the judge. When you approach a bank for a home loan, it is as if you are entering the courtroom without legal representation. While many individuals succeed in this scenario, it is far wiser to be accompanied by an attorney well-versed in the law, who also possesses knowledge of the judge and opposing counsel. In the realm of home loans, I play the role of your "attorney," meticulously preparing you for loan approval.


A significant portion of the work I undertake on behalf of my clients occurs before we even submit the loan for underwriting. This proactive approach ensures a smoother path to obtaining your home loan and minimizes the risk of potential setbacks. My commitment is to guide you through the process seamlessly, giving you peace of mind along the way.


I hold licenses in California, Texas, and Idaho, enabling me to cater to clients in these states. Furthermore, I can acquire temporary authority to assist with loans in other states, with the exception of New York and Nevada.


Trust in my expertise, dedication, and vast network of affiliations to support you in achieving your real estate financing goals. Contact me today, and let's embark on this exciting journey together!



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