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MORTGAGE

CALCULATORS

MORTGAGE CALCULATOR

Need an idea of what your mortgage payment would be? Use the calculator by clicking below.

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DTI CALCULATOR

This helps you calculate your debt-to-income ratio. It can help you determine whether a lender will qualify you for a loan given your current income and debts.

SELF-EMPLOYED INCOME ANALYSIS

If you own 25% or more of any business, you are self-employed by lending standards. This tool helps you calculate the income an underwriter will use from your form 1120S, 1120, 1065 or Schedule C of your 1040.

W-2 INCOME ANALYSIS

If you receive W-2 income, this calculates the gross monthly income the underwriter will use to qualify you for a home loan, (e.g. salaried, hourly, commissions, overtime, bonus income, etc.)

RETIREMENT INCOME ANALYSIS

If you receive Social Security income, pension, annuities or draw from your 401K, this helps you calculate the income an underwriter will use. Lenders “gross up” the non-taxable portion of your retirement income by 25%. This tool does that for you.

RENTAL INCOME ANALYSIS

If you own rental property, this calculates the income most lenders use. It deducts expenses and the principal portion of your loan and adds back Depreciation and Amortization.

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