C-Corps. – The good, the bad and the ugly when you apply for a home loan
If you own less than 100% of your business, filing your taxes as a C-Corp. rather than electing an S-Corp. may hurt your ability to get a...
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Holly Gustlin
- Feb 3, 2019
- 3 min
Am I getting in too deep by buying my first home?
When you are deciding whether you can afford to buy a home rather than remaining a renter, there are more factors to consider than the...
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Holly Gustlin
- Jan 30, 2019
- 3 min
My loan docs are over 100 pages – What is important and what is boiler plate?
When you receive the final loan documents, it can be overwhelming. They are usually over 100 pages. It is tempting to skim over them all...
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Holly Gustlin
- Jan 29, 2019
- 3 min
What Are My Risks if I Choose an Adjustable Rate Mortgage?
The liquidity crisis that began in 2007 seriously scarred most of us. Very few people want to consider an Adjustable Rate Mortgage (ARM),...
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Holly Gustlin
- Jan 26, 2019
- 2 min
Sole Proprietor – Tips to help you if you file your income on Schedule C of your 1040
The purpose of this article is to help Sole proprietors understand how their deduction choices will affect the income calculation lenders...
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Holly Gustlin
- Jan 21, 2019
- 2 min
Bait and switch and how to avoid being a victim
Some people think they can trust a quote simply because it came from a major bank. There is one major nationwide bank who is well-known...
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Holly Gustlin
- Jan 14, 2019
- 2 min
How deducting Meals expenses can hurt your home loan, and what to do about it
Did you know that when you write off meals expense you can only write off half of the actual expense, but lenders deduct the full...
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Holly Gustlin
- Jan 8, 2019
- 2 min
What the heck does APR mean, and does it really help me?
Does the APR quoted in an advertisement matter? Is it hiding something? The simple answer is “Yes, it matters; but can be deceiving”. APR...
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Holly Gustlin
- Jan 2, 2019
- 0 min
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Holly Gustlin
- Jan 2, 2019
- 4 min
Credit Score Tips for Success
Credit Card Tips Amount Owed The amount owed divided by your limit equals the percent credit usage. They care about individual credit...
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Holly Gustlin
- Jan 1, 2019
- 0 min
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Holly Gustlin
- Dec 31, 2018
- 3 min
How to Avoid Paying Junk Fees
When I began writing my consumer protection book before the 2007 liquidity crisis, the mortgage industry was like the wild west. There...
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Holly Gustlin
- Dec 28, 2018
- 2 min
APR Explained – Does it help you shop rates?”
Does the APR quoted in an advertisement matter? Is it hiding something? The simple answer is “Yes, it matters; but can be deceiving”. APR...
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