A successful producer applied for a home loan and ran into difficulties. Her business manager knows I specialize in getting difficult...

If you pay alimony or child support, will you be able to get a home loan? Does it matter if your lender deducts alimony obligations from...

So, you are self-employed; you make good money; you know you can afford the payment for the home you want to buy. You’re excited to buy...

If a bank will not approve your loan because their analysis of your tax returns does not verify enough income to qualify by their...

If the bank declined your loan for one of these reasons, there is hope! A 2-year average of the income reported on your tax returns does...

Absolutely false! There are many programs that will help you buy a home with less than 20% down. There are two ways to buy a home with...

This series of articles will teach you enough about what underwriters do with self-employed borrowers so that you can prepare for loan...

S-Corps. And Partnerships Many people think that lenders use their taxable income to qualify them for a home loan. If you own 25% or more...

I have a friend who is a mortgage broker. She had a client who is a very successful character actor, and had many W-2’s and some 1099’s....

Did you know that when you write off meals expense you can only write off half of the actual expense, but lenders deduct the full...

If you own less than 100% of your business, filing your taxes as a C-Corp. rather than electing an S-Corp. may hurt your ability to get a...

Before the liquidity crisis that began in 2007, if investment properties showed a loss on your taxes, lenders deducted that amount from...

In case of emergency, break glass! (If you cannot get a loan using tax returns, what you need to know about Bank Statement home loan...

If the bank declined your loan for one of these reasons, there is hope! A 2-year average of the income reported on your tax returns does...

This series of articles will teach you enough about what underwriters do with self-employed borrowers so that you can prepare for loan...

I have a friend who is a mortgage broker. She had a client who is a very successful character actor, and had many W-2’s and some 1099’s....

What is a “Point” in lending? What does it mean when the bank suggests you “buy down the rate”, and does it make sense to do that? If you...

S-Corps. And Partnerships Many people think that lenders use their taxable income to qualify them for a home loan. If you own 25% or more...

Before the liquidity crisis that began in 2007, if investment properties showed a loss on your taxes, lenders deducted that amount from...